22 February 2012
Apartment Hunters, Beware Credit Report Scams
Posted by admin under: Debt Relief Programs; Mortgage Refinancing/Assistance; No Credit Check Unemployed Personal Student Loans; No Faxing Payday Loan; Online Personal Cash Loan; Payday Loan; Same Day Cash; Unemployed No Checking Account; Unemployed No Checking Account Need Cash; cash advance; need cash .
This scam seems to have been around for a few years, so if you’ve been looking for an apartment, you might have encountered it.
You’ve been looking for an apartment on Craigslist, as I recommend people do when they have bad credit. You find a listing that seems too good to be true. You send an inquiry and get a response back saying you can apply just send a copy of your credit report (or your credit score). The inquiry (or even the ad itself) includes a link to a place that you can get a free credit report. You order your credit report and never hear from the landlord again. Maybe the apartment’s been filled. Or maybe there was no apartment. Weeks later you get a mysterious charge on your credit card statement related to the free credit report you ordered.
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